Integration
Moneyone FinPro
Android Standard SDK
Can easily provide all consent management facilities to your customer through your Android application itself
Moneyone FinPro
Server Integration
Implement the flows server side to call FinPro server APIs
Webhooks
Receive notifications for subscribed consent flow events and data flow events
FinPro Android Standard SDK Integration
With the FinPro Android Standard SDK, you can easily provide all consent management facilities to your customer through your Android application itself. The Standard SDK provides screens and activities for user registration and consent management that are integrated into the FinPro server-side APIs.
Pre-requisites
Integration Steps
FinPro Server Integration
Implement the following flows on your server-side to call FinPro server APIs. Some of these flows are not required if you drop in the FinPro Android SDK for AA user registration and consent management journeys in your Android app (i.e. if you are building an iOS application or a web application or wish to build your own Android screens by connecting directly to FinPro server APIs). Flows that have to be implemented on your server side are marked (Server-side only) in parentheses.
Pre-requisites
Integration Steps
FinPro Android Standard SDK comes embedded with the above functionality.
Webhooks Integration to Moneyone FinPro
Webhooks Integration needs to be done for Moneyone FinPro FIU in the Developer Portal.
What is a webhook?
Webhook is a feature to receive notifications for subscribed consent flow events and data flow events. Notifications to subscribed events are triggered on completion of the subscribed event. For. e.g. if a webhook has been setup for a Consent approval event then notification would be sent once a user approves consent. The notification to a subscribed event is sent to a webhook URL setup by a user. The notification is sent as a plain string message. When setting up the webhook, you will be asked to specify a secret. Using this secret, you can validate that the webhook is from Moneyone.
List of Active Events available which can be subscribed when setting up webhooks
Consent Approve Notification | Triggered by Onemoney to FIU when a user approves a raised consent |
---|---|
Consent Reject Notification | Triggered by Onemoney to FIU when a user rejects a raised consent |
Consent Revoke Notification | Triggered by Onemoney to FIU when a user revokes a consent. |
Consent Expiry Notification | Triggered by Onemoney to FIU when an active consent expires |
Consent Pause Notification | Triggered by Onemoney to FIU when an active consent has been paused by customer |
Consent Resume Notification | Triggered by Onemoney to FIU when a Paused consent has been resumed by customer |
Data Ready Notification | Triggered by Onemoney to FIU when the requested data is ready to be shared with FIU |
Data Denied Notification | Triggered by Onemoney to FIU when the request data has been denied by the requested FIPs |
Session Expired Notification | Triggered by Onemoney to FIU when the session between FIU and Onemoney to fetch data expires |
Session Failed Notification | Triggered by Onemoney to FIU when FIP fails to provide data for the data request received from Onemoney or Onemoney fails to provide data to FIU after fetching data from FIP for whatever reason |
The actual notification messages (event_msg)
Webhook Notification Format
Below is the URL notification format sent by the FinPro to a FIU server to receive notifications about the events subscribed.
{
"timestamp": "<timestamp>",
"consentHandle": "<consent handle value>",
"eventType": "<event type>",
"eventStatus": "<event status>",
"consentId": "<consent id>",
"eventMessage": "<event message>"
}
As an example:
{
"timestamp": "2020-12-18T09:45:25.325Z",
"consentHandle": "e8beada7-e0d3-473b-a1a2-96fb4b236708",
"eventType": "CONSENT",
"eventStatus": "CONSENT_APPROVED",
"consentId": "a2a5d764-4c00-492f-bed3-d7a0061be4e0",
"eventMessage": "Consent approved for consent id a2a5d764-4c00-492f-bed3-d7a0061be4e0"
}
Field | Value | Description | Required? |
---|---|---|---|
timestamp | string | Current timestamp | Yes |
consentHandle | string | Consent Handle ID | Yes |
eventType | string | Type of Event can be "CONSENT" or "DATA" | Yes |
eventStatus | string | Status of the event. Depends on the eventType | Yes |
consentId | string | Consent ID. This value will be null if the consent is rejected. | Yes |
eventMessage | string | Notification Message | Yes |
Mechanism to verify the notification
Generate a signature by using the secret entered when setting up webhooks using the below code.
Generate a X-Webhook-Signature using https://www.jokecamp.com/blog/examples-of-creating-base64-hashes-using-hmac-sha256-in-different-languages/
Secret is what FIU has configured in our developer portal. After secret is generated, the generated signature and the X-Webhook-Signature from request header matches, the data is said to be coming from the correct source.
Use the below code to verify that the notification is coming from Moneyone server and to generate signature
requests.get(url, headers={‘X-Webhook-Signature’: })
Setting up Webhooks in Onemoney Sandbox
Pre-requisites
Usage Guide
Web Hook Notification Sample Values for Various Events
There are 2 types of event formats. By default, Type 1 is enabled. Contact us if you want to switch to Type 2.
CONSENT_APPROVED – TYPE 1
{
"timestamp":"2022-03-08T12:21:43.616Z",
"consentHandle":"c7f0d368-a05f-468d-8d6c-c75acc17f224",
"eventType":"CONSENT",
"eventStatus":"CONSENT_APPROVED",
"consentId":"bf0cda0b-776c-4104-a4f8-5bcd69764125",
"vua":"9999999999@onemoney",
"eventMessage":"Consent approved for consent id bf0cda0b-776c-4104-a4f8-5bcd69764125"
}
CONSENT_APPROVED – TYPE 2
{
"timestamp":"2023-03-10T06:26:02.035Z",
"consentHandle":"5eada97a-9852-4227-9558-45849b2800a3",
"eventType":"CONSENT",
"eventStatus":"CONSENT_APPROVED",
"consentId":"3c92001e-57ea-4320-bbb8-66d524bfb435",
"vua":"XXXXXXX773@onemoney",
"eventMessage":"Consent approved for consent id 3c92001e-57ea-4320-bbb8-66d524bfb435",
"productID":"AGENT",
"accountID":"AGENT1678429501561",
"fetchType":"ONETIME",
"consentExpiry":"2023-03-11 06:25:13"
}
DATA_READY – TYPE 1
{
"timestamp":"2022-03-08T12:22:03.146Z",
"consentHandle":"c7f0d368-a05f-468d-8d6c-c75acc17f224",
"eventType":"DATA",
"eventStatus":"DATA_READY",
"consentId":"bf0cda0b-776c-4104-a4f8-5bcd69764125",
"vua":"9999999999@onemoney",
"eventMessage":"Data ready for consent id bf0cda0b-776c-4104-a4f8-5bcd69764125",
"linkRefNumbers":[
{
"linkRefNumber":"e7597a05-5b56-4223-95fc3f-9596ff12eb",
"fiStatus":"READY"
}
]
}
DATA_READY – TYPE 2
{
"timestamp":"2023-03-10T06:26:10.823Z",
"consentHandle":"5eada97a-9852-4227-9558-45849b2800a3",
"eventType":"DATA",
"eventStatus":"DATA_READY",
"consentId":"3c92001e-57ea-4320-bbb8-66d524bfb435",
"vua":"XXXXXXX773@onemoney",
"eventMessage":"Data ready for consent id 3c92001e-57ea-4320-bbb8-66d524bfb435",
"productID":"AGENT",
"accountID":"AGENT1678429501561",
"fetchType":"ONETIME",
"consentExpiry":"2023-03-11 06:25:13",
"dataExpiry":"2023-04-10T06:26:10.000Z",
"firstTimeFetch":true,
"linkRefNumbers":[
{
"linkRefNumber":"70814726-f02e-4db4-b380-df8d28ec6772",
"fiStatus":"READY",
"fipName":"FinShareBankServer",
"fipId":"finsharebank",
"maskedAccountNumber":"XXXXXXXX7300"
}
]
}
CONSENT_PAUSED – TYPE 1
{
"timestamp":"2022-03-08T12:24:40.836Z",
"consentHandle":"c7f0d368-a05f-468d-8d6c-c75acc17f224",
"eventType":"CONSENT",
"eventStatus":"CONSENT_PAUSED",
"consentId":"bf0cda0b-776c-4104-a4f8-5bcd69764125",
"vua":"9999999999@onemoney",
"eventMessage":"Consent paused for consent id bf0cda0b-776c-4104-a4f8-5bcd69764125"
}
CONSENT_PAUSED – TYPE 2
{
"timestamp":"2023-03-10T06:29:11.246Z",
"consentHandle":"5eada97a-9852-4227-9558-45849b2800a3",
"eventType":"CONSENT",
"eventStatus":"CONSENT_PAUSED",
"consentId":"3c92001e-57ea-4320-bbb8-66d524bfb435",
"vua":"XXXXXXX773@onemoney",
"eventMessage":"Consent paused for consent id 3c92001e-57ea-4320-bbb8-66d524bfb435",
"productID":"AGENT",
"accountID":"AGENT1678429501561",
"fetchType":"ONETIME",
"consentExpiry":"2023-03-11 06:25:13"
}
CONSENT_RESUMED – TYPE 1
{
"timestamp":"2022-03-08T12:25:18.377Z",
"consentHandle":"c7f0d368-a05f-468d-8d6c-c75acc17f224",
"eventType":"CONSENT",
"eventStatus":"CONSENT_RESUMED",
"consentId":"bf0cda0b-776c-4104-a4f8-5bcd69764125",
"vua":"9999999999@onemoney",
"eventMessage":"Consent reactivated for consent id bf0cda0b-776c-4104-a4f8-5bcd69764125"
}
CONSENT_RESUMED – TYPE 2
{
"timestamp":"2023-03-10T06:29:49.212Z",
"consentHandle":"5eada97a-9852-4227-9558-45849b2800a3",
"eventType":"CONSENT",
"eventStatus":"CONSENT_RESUMED",
"consentId":"3c92001e-57ea-4320-bbb8-66d524bfb435",
"vua":"XXXXXXX773@onemoney",
"eventMessage":"Consent reactivated for consent id 3c92001e-57ea-4320-bbb8-66d524bfb435",
"productID":"AGENT",
"accountID":"AGENT1678429501561",
"fetchType":"ONETIME",
"consentExpiry":"2023-03-11 06:25:13"
}
CONSENT_REVOKED – TYPE 1
{
"timestamp":"2022-03-08T12:25:55.476Z",
"consentHandle":"c7f0d368-a05f-468d-8d6c-c75acc17f224",
"eventType":"CONSENT",
"eventStatus":"CONSENT_REVOKED",
"consentId":"bf0cda0b-776c-4104-a4f8-5bcd69764125",
"vua":"9999999999@onemoney",
"eventMessage":"Consent revoked for consent id bf0cda0b-776c-4104-a4f8-5bcd69764125"
}
CONSENT_REVOKED – TYPE 2
{
"timestamp":"2023-03-10T06:31:49.092Z",
"consentHandle":"5eada97a-9852-4227-9558-45849b2800a3",
"eventType":"CONSENT",
"eventStatus":"CONSENT_REVOKED",
"consentId":"3c92001e-57ea-4320-bbb8-66d524bfb435",
"vua":"XXXXXX773@onemoney",
"eventMessage":"Consent revoked for consent id 3c92001e-57ea-4320-bbb8-66d524bfb435",
"productID":"AGENT",
"accountID":"AGENT1678429501561",
"fetchType":"ONETIME",
"consentExpiry":"2023-03-11 06:25:13"
}
CONSENT_REJECTED – TYPE 1
{
"timestamp": "2020-12-18T09:58:12.162Z",
"consentHandle": "26a9b8a5-9396-47d5-a37e-b09b95740337",
"eventType": "CONSENT",
"eventStatus": "CONSENT_REJECTED",
"consentId": "<NULL>",
"eventMessage": "Consent rejected for consent id <NULL>"
}
CONSENT_REJECTED – TYPE 2
{
"timestamp":"2023-03-10T07:06:51.513Z",
"consentHandle":"b3bf17ec-9431-4def-be7d-48cffe2ef491",
"eventType":"CONSENT",
"eventStatus":"CONSENT_REJECTED",
"consentId":"",
"vua":"7730808773@onemoney",
"eventMessage":"Consent is rejected",
"productID":"AGENT",
"accountID":"AGENT1678431946347",
"fetchType":"ONETIME",
"consentExpiry":"2023-03-11 07:05:51"
}
SESSION_FAILED – TYPE 1
{
"timestamp":"2022-04-07T07:28:37.485Z",
"consentHandle":"995bad77-a003-402e-9b0d-8602c4069ef7",
"eventType":"DATA",
"eventStatus":"SESSION_FAILED",
"consentId":"48ecb1ed-3256-463f-b9a9-7936a1bb6f79",
"vua":"9999999999@onemoney",
"eventMessage":"Data fetch failed for consent id 48ecb1ed-3256-463f-b9a9-7936a1bb6f79",
"linkRefNumbers":[
{
"linkRefNumber":"5845ad3b-ae9d-435b-99fb-cc7462300706",
"fiStatus":"TIMEOUT"
}
]
}
SESSION_FAILED – TYPE 2
{
"timestamp": "2023-09-28T06: 38: 37.886Z",
"consentHandle": "f18714e0-001b-44ac-8c85-c3162c434516",
"eventType": "DATA",
"eventStatus": "SESSION_FAILED",
"consentId": "59994ced-2620-4b12-9bd8-35025588887c",
"vua": "9999999999@onemoney",
"eventMessage": "Data fetch failed for consent id 59994ced-2620-4b12-9bd8-35025588887c",
"productID": "TESTP",
"accountID": "TESTP1695813566525",
"fetchType": "PERIODIC",
"consentExpiry": "2024-09-27 11: 19: 34",
"dataExpiry": "2023-09-28T11: 22: 12.000Z",
"sessionId": "728714aa-4fe3-430a-bd26-796ceea3de7d",
"linkRefNumbers": [
{
"linkRefNumber": "cfe39ed2-0b92-4720-98a7-ffe03e3fbc13",
"fiStatus": "TIMEOUT",
"fipName": "FinShareBankServer",
"fipId": "finsharebank",
"maskedAccountNumber": "XXXXXXXX0600"
}
]
}
SESSION_EXPIRED – TYPE 1
{
"timestamp":"2021-04-23T13:08:01.514Z",
"consentHandle":"825da2f2-ae80-469b-b69b-6fb428107500",
"eventType":"DATA",
"eventStatus":"SESSION_EXPIRED",
"consentId":"91a2bb4c-8197-42c5-8de3-4ba02c16196d",
"vua":"9999999999@onemoney",
"eventMessage":"Data fetch expired for consent id 91a2bb4c-8197-42c5-8de3-4ba02c16196d"
}
CONSENT_EXPIRED – TYPE 1
{
"timestamp": "2022-03-31T04:38:22.720Z",
"consentHandle": "b600d92b-36ba-45d3-a42a-5fac53fabe87",
"eventType": "CONSENT",
"eventStatus": "CONSENT_EXPIRED",
"consentId": "6d867fc2-24bd-4b89-b9fe-fefbb076cbd2",
"vua": "9999999999@onemoney",
"eventMessage": "Consent expired for consent id 6d867fc2-24bd-4b89-b9fe-fefbb076cbd2"
}
CONSENT_EXPIRED – TYPE 2
{
"timestamp":"2023-03-11 07:09:51",
"consentHandle":"3b14393a-ccb7-4df9-aad4-01634c909e45",
"eventType":"CONSENT",
"eventStatus":"CONSENT_EXPIRED",
"consentId":"37c176a2-85a2-49df-924f-69ebb74df7a2",
"vua":"XXXXXX499@onemoney",
"eventMessage":"Consent expired for consent id 37c176a2-85a2-49df-924f-69ebb74df7a2",
"productID":"RGS0002",
"accountID":"888",
"fetchType":"ONETIME",
"consentExpiry":"2023-03-11 07:09:51"
}
DATA_DENIED – TYPE 1
{
"timestamp":"2022-04-07T06:33:28.592Z",
"consentHandle":"91c1cc00-e98b-4ee1-8b69-5afbae03f6b3",
"eventType":"DATA",
"eventStatus":"DATA_DENIED",
"consentId":"2f93c7f3-5fc5-479c-bea2-dfdac731b159",
"vua":"9999999999@onemoney",
"eventMessage":"Data denied for consent id 2f93c7f3-5fc5-479c-bea2-dfdac731b159",
"linkRefNumbers":[
{
"linkRefNumber":"efc18641-62c1-4706-a84c-dd86ea87f528",
"fiStatus":"DENIED"
}
]
}
DATA_DENIED – TYPE 2
{
"timestamp":"2023-02-23T12:26:28.548Z",
"consentHandle":"60ff809a-61b6-4959-bb4a-81cb44ac1f51",
"eventType":"DATA",
"eventStatus":"DATA_DENIED",
"consentId":"d2277986-a5cc-42c2-89cd-b8f4018dc309",
"vua":"XXXXXXX773@onemoney",
"eventMessage":"Data denied for consent id d2277986-a5cc-42c2-89cd-b8f4018dc309",
"productID":"TESTONFEB17",
"accountID":"1234",
"fetchType":"PERIODIC",
"consentExpiry":"2023-02-25 12:14:41",
"dataExpiry":"",
"linkRefNumbers":[
{
"linkRefNumber":"65a13110-d1db-4703-960b-39f7e02e7b23",
"fiStatus":"DENIED",
"fipName":"FinShareBankServer",
"fipId":"finsharebank",
"maskedAccountNumber":"XXXXXXXX7300"
},
{
"linkRefNumber":"65a13110-d1db-4703-960b-39f7e02e7b23",
"fiStatus":"DENIED",
"fipName":"FinShareBankServer",
"fipId":"finsharebank",
"maskedAccountNumber":"XXXXXXXX7300"
}
]
}
DATA_PUSH – TYPE 1
{{
"timestamp":"2022-04-07T06:10:17.129Z",
"consentHandle":"7793263e-ab71-4343-8f31-e7e695f4a3d1",
"eventType":"DATA_EXT",
"eventStatus":"DATA_PUSH",
"consentId":"bd740c63-70a3-415a-944f-fc6b16e2c55f",
"vua":"7730808773@onemoney",
"eventMessage":"Data push for consent idbd740c63-70a3-415a-944f-fc6b16e2c55f",
"data":[
{
"linkReferenceNumber":"b520384b-7174-4951-98cf-b09574266e61",
"maskedAccountNumber":"XXXXXX8773",
"fiType":"RECURRING_DEPOSIT",
"bank":"FinShareBankServer",
"Summary":{
"branch":"JayaNagar 4th Block",
"openingDate":null,
"ifsc":"ICIC0001124",
"accountType":"RECURRING",
"maturityAmount":"61693.00",
"maturityDate":null,
"description":"12 Months Recurring Deposit",
"interestPayout":"OnMaturity",
"interestRate":"5.15",
"principalAmount":"5000.00",
"tenureDays":"0",
"tenureMonths":"12",
"tenureYears":"0",
"recurringAmount":"5000.00",
"recurringDepositDay":"22",
"interestComputation":"COMPOUND",
"compoundingFrequency":"MONTHLY",
"interestPeriodicPayoutAmount":"0",
"interestOnMaturity":"1693",
"currentValue":"35000.00"
},
"Profile":{
"Holders":{
"type":"SINGLE",
"Holder":[
{
"name":"Akshay Kumar",
"dob":"1947-08-15",
"mobile":"7730808773",
"nominee":"REGISTERED",
"landline":"",
"address":"8/1190, 5th Cross, 3rd Main, 7th Block, Jayanagar, Bangalore - 560011",
"email":"mail@mail.com",
"pan":"AAAAA0000A",
"ckycCompliance":"true"
}
]
}
},
"Transactions":{
"startDate":"2019-04-07",
"endDate":"2022-04-07",
"Transaction":[
{
"type":"OPENING",
"mode":"FT",
"amount":"5000.00",
"balance":"5000.00",
"transactionDateTime":"2019-12-22T04:53:45.000Z",
"valueDate":"2019-12-22T04:53:45.000Z",
"txnId":"M2587459",
"narration":"TOWARDS RD OPENING",
"reference":"RFN0001338754"
},
{
"type":"INSTALLMENT",
"mode":"FT",
"amount":"5000.00",
"balance":"10000.00",
"transactionDateTime":"2020-01-22T04:53:45.000Z",
"valueDate":"2020-01-22T04:53:45.000Z",
"txnId":"M5874125",
"narration":"TOWARDS RD INSTALLMENT",
"reference":"RFN0001587864"
},
{
"type":"INSTALLMENT",
"mode":"FT",
"amount":"5000.00",
"balance":"15000.00",
"transactionDateTime":"2020-02-22T04:53:45.000Z",
"valueDate":"2020-02-22T04:53:45.000Z",
"txnId":"M9160791",
"narration":"TOWARDS RD INSTALLMENT",
"reference":"RFN0001836974"
},
{
"type":"INSTALLMENT",
"mode":"FT",
"amount":"5000.00",
"balance":"20000.00",
"transactionDateTime":"2020-03-22T04:53:45.000Z",
"valueDate":"2020-03-22T04:53:45.000Z",
"txnId":"M12447457",
"narration":"TOWARDS RD INSTALLMENT",
"reference":"RFN0002086084"
},
{
"type":"INSTALLMENT",
"mode":"FT",
"amount":"5000.00",
"balance":"25000.00",
"transactionDateTime":"2020-04-22T04:53:45.000Z",
"valueDate":"2020-04-22T04:53:45.000Z",
"txnId":"M15734123",
"narration":"TOWARDS RD INSTALLMENT",
"reference":"RFN0002335194"
},
{
"type":"INSTALLMENT",
"mode":"FT",
"amount":"5000.00",
"balance":"30000.00",
"transactionDateTime":"2020-05-22T04:53:45.000Z",
"valueDate":"2020-05-22T04:53:45.000Z",
"txnId":"M19020789",
"narration":"TOWARDS RD INSTALLMENT",
"reference":"RFN0002584304"
},
{
"type":"INSTALLMENT",
"mode":"FT",
"amount":"5000.00",
"balance":"35000.00",
"transactionDateTime":"2020-06-22T04:53:45.000Z",
"valueDate":"2020-06-22T04:53:45.000Z",
"txnId":"M22307455",
"narration":"TOWARDS RD INSTALLMENT",
"reference":"RFN0002833414"
},
{
"type":"INSTALLMENT",
"mode":"FT",
"amount":"5000.00",
"balance":"35000.00",
"transactionDateTime":"2021-01-01T04:53:45.000Z",
"valueDate":"2021-01-01T04:53:45.000Z",
"txnId":"M223074551",
"narration":"TOWARDS RD INSTALLMENT for month 1",
"reference":"RFN00028334141"
},
{
"type":"INSTALLMENT",
"mode":"FT",
"amount":"5000.00",
"balance":"35000.00",
"transactionDateTime":"2021-02-02T04:53:45.000Z",
"valueDate":"2021-02-02T04:53:45.000Z",
"txnId":"M223074552",
"narration":"TOWARDS RD INSTALLMENT for month 2",
"reference":"RFN00028334142"
},
{
"type":"INSTALLMENT",
"mode":"FT",
"amount":"5000.00",
"balance":"35000.00",
"transactionDateTime":"2021-03-03T04:53:45.000Z",
"valueDate":"2021-03-03T04:53:45.000Z",
"txnId":"M223074553",
"narration":"TOWARDS RD INSTALLMENT for month 3",
"reference":"RFN00028334143"
},
{
"type":"INSTALLMENT",
"mode":"FT",
"amount":"5000.00",
"balance":"35000.00",
"transactionDateTime":"2021-04-04T04:53:45.000Z",
"valueDate":"2021-04-04T04:53:45.000Z",
"txnId":"M223074554",
"narration":"TOWARDS RD INSTALLMENT for month 4",
"reference":"RFN00028334144"
},
{
"type":"INSTALLMENT",
"mode":"FT",
"amount":"5000.00",
"balance":"35000.00",
"transactionDateTime":"2021-05-05T04:53:45.000Z",
"valueDate":"2021-05-05T04:53:45.000Z",
"txnId":"M223074555",
"narration":"TOWARDS RD INSTALLMENT for month 5",
"reference":"RFN00028334145"
},
{
"type":"INSTALLMENT",
"mode":"FT",
"amount":"5000.00",
"balance":"35000.00",
"transactionDateTime":"2021-06-06T04:53:45.000Z",
"valueDate":"2021-06-06T04:53:45.000Z",
"txnId":"M223074556",
"narration":"TOWARDS RD INSTALLMENT for month 6",
"reference":"RFN00028334146"
},
{
"type":"INSTALLMENT",
"mode":"FT",
"amount":"5000.00",
"balance":"35000.00",
"transactionDateTime":"2021-07-07T04:53:45.000Z",
"valueDate":"2021-07-07T04:53:45.000Z",
"txnId":"M223074557",
"narration":"TOWARDS RD INSTALLMENT for month 7",
"reference":"RFN00028334147"
},
{
"type":"INSTALLMENT",
"mode":"FT",
"amount":"5000.00",
"balance":"35000.00",
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DATA_PUSH – TYPE 2
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